Motorcycle Insurance in Phoenix, AZ
At Sonoran Insurance LLC, we understand the needs of riders in Arizona. Our team is here to help you find motorcycle insurance that fits your lifestyle and keeps you compliant with state law.
How Does Motorcycle Insurance Work?
When you buy motorcycle insurance, you agree to pay a premium for coverage that may help with costs if issues like a collision, vandalism or a lawsuit if someone is injured arise. Insurance can help you address these risks without having to use your savings or delay necessary repairs.
What Does It Cover?
Standard motorcycle policies typically include the following coverage options:
- Liability coverage is required by Arizona law and may help cover bodily injury and property damage if you’re at fault in an accident.
- Collision coverage may pay for repairs to your motorcycle if it’s damaged in a collision, regardless of who is at fault.
- Comprehensive coverage can help against noncollision events such as theft, vandalism or weather-related damage.
- Uninsured/underinsured motorist coverage may help cover your expenses if you’re involved in an accident with a driver who has little or no insurance.
How Much Does Coverage Cost?
Rates can vary based on a range of factors, including your age, location, driving history and the type of bike you ride. Sport bikes may come with higher premiums compared to cruisers or touring models. The type of coverage you select also plays a role; liability-only plans are usually less expensive than policies that add collision and theft coverage.
Get a Quote or Learn More
Whether you’re a daily commuter or a weekend rider, having the right motorcycle insurance is essential. Contact Sonoran Insurance LLC today for a personalized quote or to discuss your coverage options.