July 20, 2025
AgencyPools, Trampolines and Pets: What Additions Could Raise Your Rates
When enhancing your home for fun or comfort, it’s easy to overlook how certain additions can impact your homeowners insurance. While pools, trampolines and pets can bring joy and entertainment, they also introduce risks that insurers take seriously, often resulting in higher premiums or even coverage restrictions. Insurance for Swimming Pools A backyard pool is […]
June 29, 2025
AgencyWhy Bundling Home and Auto Insurance Might Be a Smart Move
Insurance costs have been on an upward trend, and it might be tempting to cut coverage to reduce expenses. However, while a seemingly easy solution right now, reducing insurance protection can lead to greater costs later when a claim arises. Instead, consider available discounts you may qualify for, such as bundling. What Is Bundling? Bundling […]
May 23, 2025
AgencyCan You Be Denied Home Insurance? Reasons and What to Do Next
Home insurance is a crucial safeguard for homeowners, providing financial protection against unexpected events like natural disasters, theft, and accidents. However, being denied coverage can be a stressful and confusing experience. Understanding the reasons behind a denial and knowing the steps to take afterward can help homeowners navigate this challenging situation. Why You Might Be […]
April 15, 2025
AgencyRoof Damage and Insurance: Will Your Policy Cover Repairs?
Roof damage often happens when you least expect it, such as after a strong storm or from fallen debris. When your roof takes a hit, the big question is: Will your homeowners insurance step in to help cover the cost of repairs? Does Homeowners Insurance Cover Roof Damage? In many cases, the dwelling coverage […]
March 25, 2025
AgencyDoes Your Home Insurance Cover Your Backyard Pool or Trampoline?
Backyard pools and trampolines are common features for Phoenix homeowners seeking relief from the desert heat. They are also great recreational options for families with children. While these additions enhance your lifestyle, pools and trampolines may significantly impact your home insurance coverage in ways many homeowners don’t realize. This blog will explore how pools and […]
February 25, 2025
AgencyDoes Home Insurance Cover Mold Damage? What Homeowners Should Know
Mold damage can wreak havoc on your home’s structure and your family’s health. Tiny spores spread through damp areas, causing extensive damage to walls, floors and personal belongings. Knowing when your homeowners insurance policy may cover mold claims helps avoid costly out-of-pocket repairs. Does Home Insurance Cover Mold Damage? Most standard home insurance policies […]